LAMal: how to choose your health insurance wisely

Basic health insurance (LAMal) is identical in its coverage across every provider — only the price changes. Here’s how to pay less without losing any coverage.

Compare on priminfo.ch

This is the federal government’s official comparison tool: free and neutral. It shows every premium from every provider for your canton and commune.

Adjust your deductible

A high deductible (up to CHF 2,500) sharply reduces your monthly premium. Worth it if you’re in good health and rarely see a doctor.

Alternative models

Family doctor, telemedicine or HMO: these models lower your premium in exchange for a mandatory first point of contact before any consultation.

The average premium in Switzerland is around CHF 393/month in 2026, but it varies a lot by canton — from ~CHF 290 in Nidwalden to ~CHF 580 in Geneva.

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